Call reports 2007
PEOPLES BANK — 2007
What PEOPLES BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 38,009,000 | 38,356,000 | 37,928,000 | 38,758,000 |
| Total loans | 21,036,000 | 20,094,000 | 18,647,000 | 19,135,000 |
| Allowance for loan losses | 305,000 | 280,000 | 266,000 | 272,000 |
| Securities available for sale | 13,897,000 | 14,566,000 | 15,054,000 | 15,491,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,056,000 | 33,841,000 | 33,021,000 | 33,898,000 |
| Interest-bearing deposits | 28,553,000 | 27,214,000 | 30,596,000 | 31,258,000 |
| Noninterest-bearing deposits | 2,503,000 | 6,627,000 | 2,425,000 | 2,640,000 |
| Equity capital | 4,200,000 | 4,131,000 | 4,315,000 | 4,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 582,000 | 1,163,000 | 1,755,000 | 2,346,000 |
| Interest expense | 277,000 | 555,000 | 841,000 | 1,112,000 |
| Net interest income | 305,000 | 608,000 | 914,000 | 1,234,000 |
| Noninterest income | 87,000 | 130,000 | 232,000 | 282,000 |
| Noninterest expense | 302,000 | 636,000 | 960,000 | 1,248,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 78,000 | 78,000 | 150,000 | 220,000 |
| Income tax | 9,000 | -8,000 | -14,000 | 2,000 |
| Net income | 69,000 | 86,000 | 164,000 | 218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,695,000 | 3,696,000 | 3,716,000 | 3,802,000 |
| Total capital | 4,000,000 | 3,975,000 | 3,982,000 | 4,074,000 |
| Risk-weighted assets | 25,454,000 | 24,925,000 | 24,002,000 | 23,869,000 |