Call reports 2006
PEOPLES BANK — 2006
What PEOPLES BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 38,032,000 | 36,917,000 | 36,652,000 | 37,577,000 |
| Total loans | 20,334,000 | 19,533,000 | 19,157,000 | 19,783,000 |
| Allowance for loan losses | 328,000 | 329,000 | 336,000 | 299,000 |
| Securities available for sale | 14,343,000 | 14,235,000 | 14,137,000 | 14,386,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,013,000 | 32,116,000 | 31,233,000 | 32,290,000 |
| Interest-bearing deposits | 28,531,000 | 29,453,000 | 28,158,000 | 29,722,000 |
| Noninterest-bearing deposits | 3,482,000 | 2,663,000 | 3,075,000 | 2,568,000 |
| Equity capital | 3,984,000 | 3,965,000 | 4,088,000 | 4,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 515,000 | 1,068,000 | 1,620,000 | 2,180,000 |
| Interest expense | 228,000 | 462,000 | 706,000 | 958,000 |
| Net interest income | 287,000 | 606,000 | 914,000 | 1,222,000 |
| Noninterest income | 65,000 | 96,000 | 171,000 | 213,000 |
| Noninterest expense | 246,000 | 516,000 | 773,000 | 1,095,000 |
| Provision for loan losses | 0 | 0 | 6,000 | -33,000 |
| Pretax income | 106,000 | 186,000 | 300,000 | 367,000 |
| Income tax | 10,000 | 2,000 | 26,000 | 30,000 |
| Net income | 96,000 | 184,000 | 274,000 | 337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,350,000 | 3,291,000 | 3,632,000 | 3,648,000 |
| Total capital | 3,678,000 | 3,620,000 | 3,942,000 | 3,947,000 |
| Risk-weighted assets | 26,245,000 | 25,541,000 | 24,824,000 | 25,294,000 |