Call reports 2002
PEOPLES BANK — 2002
What PEOPLES BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 31,054,000 | 30,992,000 | 32,236,000 | 32,723,000 |
| Total loans | 16,269,000 | 16,210,000 | 16,475,000 | 17,564,000 |
| Allowance for loan losses | 297,000 | 327,000 | 362,000 | 365,000 |
| Securities available for sale | 12,120,000 | 12,141,000 | 12,782,000 | 12,331,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,134,000 | 27,038,000 | 26,497,000 | 27,381,000 |
| Interest-bearing deposits | 25,380,000 | 25,359,000 | 24,662,000 | 25,594,000 |
| Noninterest-bearing deposits | 1,754,000 | 1,679,000 | 1,835,000 | 1,787,000 |
| Equity capital | 3,391,000 | 3,526,000 | 3,644,000 | 3,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 491,000 | 979,000 | 1,472,000 | 1,964,000 |
| Interest expense | 216,000 | 415,000 | 603,000 | 778,000 |
| Net interest income | 275,000 | 564,000 | 869,000 | 1,186,000 |
| Noninterest income | 52,000 | 82,000 | 128,000 | 148,000 |
| Noninterest expense | 189,000 | 380,000 | 578,000 | 814,000 |
| Provision for loan losses | 30,000 | 60,000 | 80,000 | 90,000 |
| Pretax income | 108,000 | 206,000 | 339,000 | 430,000 |
| Income tax | 27,000 | 50,000 | 86,000 | 108,000 |
| Net income | 81,000 | 156,000 | 253,000 | 322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,914,000 | 2,950,000 | 2,998,000 | 3,017,000 |
| Total capital | 3,150,000 | 3,186,000 | 3,241,000 | 3,274,000 |
| Risk-weighted assets | 18,853,000 | 18,876,000 | 19,353,000 | 20,453,000 |