Call reports 2001
PEOPLES BANK — 2001
What PEOPLES BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 32,876,000 | 31,291,000 | 30,361,000 | 31,686,000 |
| Total loans | 18,519,000 | 17,320,000 | 15,992,000 | 15,709,000 |
| Allowance for loan losses | 190,000 | 276,000 | 263,000 | 271,000 |
| Securities available for sale | 11,799,000 | 11,076,000 | 11,377,000 | 11,859,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,841,000 | 27,439,000 | 26,288,000 | 27,933,000 |
| Interest-bearing deposits | 26,143,000 | 25,925,000 | 24,627,000 | 25,920,000 |
| Noninterest-bearing deposits | 1,698,000 | 1,514,000 | 1,661,000 | 2,013,000 |
| Equity capital | 3,344,000 | 3,354,000 | 3,490,000 | 3,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 630,000 | 1,221,000 | 1,801,000 | 2,329,000 |
| Interest expense | 360,000 | 686,000 | 977,000 | 1,227,000 |
| Net interest income | 270,000 | 535,000 | 824,000 | 1,102,000 |
| Noninterest income | 49,000 | 84,000 | 122,000 | 156,000 |
| Noninterest expense | 194,000 | 384,000 | 584,000 | 788,000 |
| Provision for loan losses | 15,000 | 130,000 | 160,000 | 190,000 |
| Pretax income | 108,000 | 103,000 | 200,000 | 278,000 |
| Income tax | 25,000 | 10,000 | 30,000 | 46,000 |
| Net income | 83,000 | 93,000 | 170,000 | 232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,763,000 | 2,787,000 | 2,842,000 | 2,879,000 |
| Total capital | 2,953,000 | 3,040,000 | 3,080,000 | 3,125,000 |
| Risk-weighted assets | 21,214,000 | 20,252,000 | 19,090,000 | 19,682,000 |