Call reports 2015
FIRST FEDERAL BANK OF KANSAS CITY — 2015
What FIRST FEDERAL BANK OF KANSAS CITY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 474,570,000 | 477,402,000 | 477,918,000 | 487,384,000 |
| Total loans | 362,063,000 | 368,805,000 | 370,817,000 | 378,240,000 |
| Allowance for loan losses | 1,386,000 | 1,394,000 | 1,453,000 | 1,454,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 64,662,000 | 62,403,000 | 62,303,000 | 62,325,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,973,000 | 314,010,000 | 320,227,000 | 322,338,000 |
| Interest-bearing deposits | 287,487,000 | 295,377,000 | 301,594,000 | 302,598,000 |
| Noninterest-bearing deposits | 18,486,000 | 18,633,000 | 18,633,000 | 19,740,000 |
| Equity capital | 58,498,000 | 59,238,000 | 58,035,000 | 58,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,635,000 | 7,201,000 | 10,843,000 | 14,450,000 |
| Interest expense | 755,000 | 1,557,000 | 2,376,000 | 3,173,000 |
| Net interest income | 2,880,000 | 5,644,000 | 8,467,000 | 11,277,000 |
| Noninterest income | 3,648,000 | 7,231,000 | 10,623,000 | 13,648,000 |
| Noninterest expense | 4,777,000 | 9,986,000 | 14,927,000 | 19,875,000 |
| Provision for loan losses | 250,000 | 310,000 | 345,000 | 345,000 |
| Pretax income | 1,501,000 | 2,650,000 | 3,889,000 | 4,776,000 |
| Income tax | 533,000 | 942,000 | 1,377,000 | 1,727,000 |
| Net income | 968,000 | 1,708,000 | 2,512,000 | 3,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,038,000 | 62,054,000 | 63,086,000 | 65,006,000 |
| Total capital | 62,476,000 | 63,500,000 | 64,456,000 | 66,415,000 |
| Risk-weighted assets | 255,319,000 | 260,044,000 | 255,237,000 | 260,146,000 |