Call reports 2017
WAWEL BANK — 2017
What WAWEL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 73,198,000 | 70,574,000 | 71,802,000 | 73,400,000 |
| Total loans | 49,346,000 | 49,876,000 | 47,444,000 | 46,295,000 |
| Allowance for loan losses | 558,000 | 567,000 | 576,000 | 585,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,748,000 | 63,352,000 | 64,614,000 | 66,477,000 |
| Interest-bearing deposits | 53,876,000 | 51,480,000 | 50,892,000 | 52,739,000 |
| Noninterest-bearing deposits | 11,872,000 | 11,872,000 | 13,722,000 | 13,738,000 |
| Equity capital | 7,125,000 | 6,869,000 | 6,761,000 | 6,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 574,000 | 1,137,000 | 1,670,000 | 2,196,000 |
| Interest expense | 112,000 | 222,000 | 322,000 | 431,000 |
| Net interest income | 462,000 | 915,000 | 1,348,000 | 1,765,000 |
| Noninterest income | 46,000 | 79,000 | 202,000 | 240,000 |
| Noninterest expense | 754,000 | 1,493,000 | 2,158,000 | 2,876,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -246,000 | -499,000 | -608,000 | -871,000 |
| Income tax | 0 | 3,000 | 2,000 | 2,000 |
| Net income | -246,000 | -502,000 | -610,000 | -873,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,125,000 | 6,869,000 | 6,761,000 | 6,498,000 |
| Total capital | 7,680,000 | 7,419,000 | 7,296,000 | 7,030,000 |
| Risk-weighted assets | 44,473,000 | 43,993,000 | 42,829,000 | 42,572,000 |