Call reports 2014
WAWEL BANK — 2014
What WAWEL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 82,392,000 | 78,580,000 | 76,742,000 | 72,619,000 |
| Total loans | 46,379,000 | 45,578,000 | 43,440,000 | 36,268,000 |
| Allowance for loan losses | 2,022,000 | 2,039,000 | 2,216,000 | 1,192,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 18,724,000 | 17,100,000 | 16,860,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,413,000 | 65,142,000 | 63,307,000 | 63,505,000 |
| Interest-bearing deposits | 58,245,000 | 56,134,000 | 53,419,000 | 51,864,000 |
| Noninterest-bearing deposits | 10,168,000 | 9,008,000 | 9,888,000 | 11,641,000 |
| Equity capital | 13,008,000 | 12,594,000 | 12,575,000 | 8,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 713,000 | 1,363,000 | 2,143,000 | 2,814,000 |
| Interest expense | 98,000 | 193,000 | 282,000 | 365,000 |
| Net interest income | 615,000 | 1,170,000 | 1,861,000 | 2,449,000 |
| Noninterest income | 49,000 | 98,000 | 422,000 | -177,000 |
| Noninterest expense | 1,075,000 | 2,147,000 | 3,160,000 | 4,687,000 |
| Provision for loan losses | 58,000 | 58,000 | 58,000 | -992,000 |
| Pretax income | -469,000 | -937,000 | -935,000 | -1,517,000 |
| Income tax | -202,000 | -256,000 | -235,000 | 3,595,000 |
| Net income | -267,000 | -681,000 | -700,000 | -5,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,237,000 | 8,619,000 | 8,620,000 | 8,161,000 |
| Total capital | 9,941,000 | 9,312,000 | 9,290,000 | 8,715,000 |
| Risk-weighted assets | 54,968,000 | 54,086,000 | 52,017,000 | 43,707,000 |