Call reports 2013
WAWEL BANK — 2013
What WAWEL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 94,470,000 | 91,378,000 | 90,099,000 | 86,695,000 |
| Total loans | 53,368,000 | 52,354,000 | 49,575,000 | 47,521,000 |
| Allowance for loan losses | 2,164,000 | 2,031,000 | 2,082,000 | 2,045,000 |
| Securities available for sale | 5,608,000 | 5,259,000 | 5,183,000 | 0 |
| Securities held to maturity | 21,835,000 | 20,031,000 | 19,159,000 | 18,775,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,977,000 | 75,333,000 | 74,942,000 | 72,218,000 |
| Interest-bearing deposits | 65,886,000 | 65,731,000 | 65,706,000 | 63,460,000 |
| Noninterest-bearing deposits | 10,091,000 | 9,602,000 | 9,236,000 | 8,758,000 |
| Equity capital | 14,875,000 | 14,510,000 | 13,930,000 | 13,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 983,000 | 1,896,000 | 2,760,000 | 3,500,000 |
| Interest expense | 129,000 | 249,000 | 366,000 | 475,000 |
| Net interest income | 854,000 | 1,647,000 | 2,394,000 | 3,025,000 |
| Noninterest income | 84,000 | 132,000 | 207,000 | 247,000 |
| Noninterest expense | 870,000 | 1,954,000 | 3,042,000 | 4,448,000 |
| Provision for loan losses | 10,000 | 73,000 | 744,000 | 1,082,000 |
| Pretax income | 58,000 | -248,000 | -1,185,000 | -2,745,000 |
| Income tax | 9,000 | -130,000 | -521,000 | -1,145,000 |
| Net income | 49,000 | -118,000 | -664,000 | -1,600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,514,000 | 12,347,000 | 11,610,000 | 9,706,000 |
| Total capital | 13,298,000 | 13,122,000 | 12,364,000 | 10,443,000 |
| Risk-weighted assets | 61,371,000 | 60,744,000 | 58,764,000 | 57,685,000 |