Call reports 2012
WAWEL BANK — 2012
What WAWEL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 97,596,000 | 96,913,000 | 96,367,000 | 94,730,000 |
| Total loans | 57,408,000 | 53,855,000 | 53,866,000 | 51,686,000 |
| Allowance for loan losses | 1,216,000 | 1,216,000 | 1,216,000 | 2,149,000 |
| Securities available for sale | 401,000 | 0 | 1,627,000 | 4,207,000 |
| Securities held to maturity | 25,810,000 | 29,127,000 | 27,696,000 | 25,066,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,538,000 | 78,489,000 | 77,515,000 | 76,503,000 |
| Interest-bearing deposits | 67,316,000 | 68,412,000 | 67,778,000 | 66,989,000 |
| Noninterest-bearing deposits | 10,222,000 | 10,077,000 | 9,737,000 | 9,514,000 |
| Equity capital | 15,541,000 | 15,612,000 | 15,692,000 | 14,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,194,000 | 2,322,000 | 3,409,000 | 4,425,000 |
| Interest expense | 169,000 | 331,000 | 484,000 | 625,000 |
| Net interest income | 1,025,000 | 1,991,000 | 2,925,000 | 3,800,000 |
| Noninterest income | 3,000 | 51,000 | 56,000 | 151,000 |
| Noninterest expense | 893,000 | 1,826,000 | 2,719,000 | 3,563,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 1,543,000 |
| Pretax income | 110,000 | 191,000 | 237,000 | -1,155,000 |
| Income tax | 27,000 | 43,000 | 34,000 | -549,000 |
| Net income | 83,000 | 148,000 | 203,000 | -606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,666,000 | 14,738,000 | 14,801,000 | 12,465,000 |
| Total capital | 15,466,000 | 15,506,000 | 15,577,000 | 13,224,000 |
| Risk-weighted assets | 63,607,000 | 60,963,000 | 61,595,000 | 59,366,000 |