Call reports 2024
BATH STATE BANK — 2024
What BATH STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 314,653,000 | 314,074,000 | 321,305,000 | 321,784,000 |
| Total loans | 229,413,000 | 232,982,000 | 239,176,000 | 241,666,000 |
| Allowance for loan losses | 2,424,000 | 2,431,000 | 2,331,000 | 2,445,000 |
| Securities available for sale | 63,703,000 | 63,178,000 | 65,141,000 | 61,751,000 |
| Securities held to maturity | 10,000 | 9,000 | 8,000 | 7,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,058,000 | 287,085,000 | 280,115,000 | 277,905,000 |
| Interest-bearing deposits | 238,267,000 | 250,061,000 | 242,624,000 | 241,992,000 |
| Noninterest-bearing deposits | 38,791,000 | 37,024,000 | 37,491,000 | 35,913,000 |
| Equity capital | 12,003,000 | 12,368,000 | 15,386,000 | 13,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,875,000 | 7,897,000 | 12,003,000 | 16,153,000 |
| Interest expense | 2,309,000 | 4,658,000 | 6,961,000 | 9,142,000 |
| Net interest income | 1,566,000 | 3,239,000 | 5,042,000 | 7,011,000 |
| Noninterest income | 312,000 | 616,000 | 952,000 | 1,375,000 |
| Noninterest expense | 1,575,000 | 3,104,000 | 4,735,000 | 6,308,000 |
| Provision for loan losses | 0 | 0 | -100,000 | -100,000 |
| Pretax income | 303,000 | 751,000 | 1,259,000 | 2,078,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 303,000 | 751,000 | 1,259,000 | 2,078,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,276,000 | 25,550,000 | 25,880,000 | 26,639,000 |
| Total capital | 27,700,000 | 27,981,000 | 28,311,000 | 29,184,000 |
| Risk-weighted assets | 219,938,000 | 221,836,000 | 228,424,000 | 243,120,000 |