Call reports 2022
BATH STATE BANK — 2022
What BATH STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 248,274,000 | 257,962,000 | 258,246,000 | 286,130,000 |
| Total loans | 150,919,000 | 167,133,000 | 179,085,000 | 205,262,000 |
| Allowance for loan losses | 2,315,000 | 2,318,000 | 2,320,000 | 2,353,000 |
| Securities available for sale | 70,408,000 | 71,304,000 | 66,569,000 | 67,191,000 |
| Securities held to maturity | 18,000 | 17,000 | 16,000 | 15,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,596,000 | 240,327,000 | 239,432,000 | 235,968,000 |
| Interest-bearing deposits | 189,483,000 | 202,165,000 | 201,115,000 | 197,137,000 |
| Noninterest-bearing deposits | 36,113,000 | 38,162,000 | 38,317,000 | 38,830,000 |
| Equity capital | 16,199,000 | 11,033,000 | 7,720,000 | 9,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,061,000 | 4,274,000 | 6,741,000 | 9,424,000 |
| Interest expense | 277,000 | 550,000 | 960,000 | 1,801,000 |
| Net interest income | 1,784,000 | 3,724,000 | 5,781,000 | 7,623,000 |
| Noninterest income | 339,000 | 617,000 | 888,000 | 1,133,000 |
| Noninterest expense | 1,487,000 | 2,964,000 | 4,723,000 | 6,149,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 60,000 |
| Pretax income | 606,000 | 1,347,000 | 1,916,000 | 2,547,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 606,000 | 1,347,000 | 1,916,000 | 2,547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,788,000 | 22,298,000 | 22,586,000 | 22,965,000 |
| Total capital | — | 24,418,000 | 24,906,000 | 25,318,000 |
| Risk-weighted assets | — | 169,374,000 | 193,528,000 | 217,243,000 |