Call reports 2021
BATH STATE BANK — 2021
What BATH STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 225,109,000 | 234,498,000 | 250,116,000 | 248,505,000 |
| Total loans | 145,053,000 | 146,368,000 | 151,708,000 | 161,194,000 |
| Allowance for loan losses | 2,172,000 | 2,208,000 | 2,244,000 | 2,272,000 |
| Securities available for sale | 51,199,000 | 62,515,000 | 75,741,000 | 73,177,000 |
| Securities held to maturity | 23,000 | 22,000 | 20,000 | 19,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,565,000 | 205,524,000 | 218,919,000 | 218,218,000 |
| Interest-bearing deposits | 163,373,000 | 171,881,000 | 184,009,000 | 185,922,000 |
| Noninterest-bearing deposits | 34,192,000 | 33,643,000 | 34,909,000 | 32,296,000 |
| Equity capital | 18,881,000 | 20,013,000 | 21,912,000 | 21,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,905,000 | 4,307,000 | 6,915,000 | 9,033,000 |
| Interest expense | 399,000 | 805,000 | 1,209,000 | 1,552,000 |
| Net interest income | 1,506,000 | 3,502,000 | 5,706,000 | 7,481,000 |
| Noninterest income | 456,000 | 784,000 | 1,200,000 | 1,609,000 |
| Noninterest expense | 1,422,000 | 3,077,000 | 4,642,000 | 6,164,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 510,000 | 1,149,000 | 2,174,000 | 2,806,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 510,000 | 1,149,000 | 2,174,000 | 2,806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,775,000 | 19,185,000 | 21,231,000 | 21,413,000 |