Call reports 2020
BATH STATE BANK — 2020
What BATH STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 173,881,000 | 185,206,000 | 193,467,000 | 206,943,000 |
| Total loans | 138,283,000 | 145,526,000 | 147,156,000 | 153,670,000 |
| Allowance for loan losses | 2,113,000 | 2,116,000 | 2,099,000 | 2,129,000 |
| Securities available for sale | 16,224,000 | 20,241,000 | 27,163,000 | 40,128,000 |
| Securities held to maturity | 30,000 | 29,000 | 27,000 | 25,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,832,000 | 157,285,000 | 166,931,000 | 178,835,000 |
| Interest-bearing deposits | 127,162,000 | 134,030,000 | 139,665,000 | 147,811,000 |
| Noninterest-bearing deposits | 19,670,000 | 23,255,000 | 27,266,000 | 31,025,000 |
| Equity capital | 16,692,000 | 17,304,000 | 17,719,000 | 19,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,899,000 | 3,925,000 | 5,861,000 | 7,853,000 |
| Interest expense | 484,000 | 934,000 | 1,364,000 | 1,765,000 |
| Net interest income | 1,415,000 | 2,991,000 | 4,497,000 | 6,088,000 |
| Noninterest income | 296,000 | 811,000 | 1,419,000 | 1,998,000 |
| Noninterest expense | 1,264,000 | 2,791,000 | 4,266,000 | 5,716,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 452,000 | 1,016,000 | 1,655,000 | 2,345,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 452,000 | 1,016,000 | 1,655,000 | 2,345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,601,000 | 16,900,000 | 17,325,000 | 18,265,000 |