Call reports 2019
BATH STATE BANK — 2019
What BATH STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 164,735,000 | 165,583,000 | 163,820,000 | 165,989,000 |
| Total loans | 125,932,000 | 130,983,000 | 135,365,000 | 142,185,000 |
| Allowance for loan losses | 2,229,000 | 2,226,000 | 2,126,000 | 2,131,000 |
| Securities available for sale | 24,798,000 | 23,875,000 | 13,022,000 | 14,358,000 |
| Securities held to maturity | 83,000 | 81,000 | 34,000 | 31,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,386,000 | 136,497,000 | 136,822,000 | 139,254,000 |
| Interest-bearing deposits | 118,673,000 | 121,606,000 | 120,905,000 | 119,269,000 |
| Noninterest-bearing deposits | 17,713,000 | 14,892,000 | 15,917,000 | 19,985,000 |
| Equity capital | 16,100,000 | 16,423,000 | 16,547,000 | 16,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,775,000 | 3,606,000 | 5,528,000 | 7,406,000 |
| Interest expense | 493,000 | 1,005,000 | 1,551,000 | 2,027,000 |
| Net interest income | 1,282,000 | 2,601,000 | 3,977,000 | 5,379,000 |
| Noninterest income | 243,000 | 442,000 | 751,000 | 994,000 |
| Noninterest expense | 1,132,000 | 2,324,000 | 3,539,000 | 4,819,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 393,000 | 719,000 | 1,199,000 | 1,564,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 393,000 | 719,000 | 1,199,000 | 1,564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,188,000 | 16,255,000 | 16,475,000 | 16,410,000 |
| Total capital | 17,678,000 | 17,788,000 | 18,008,000 | 18,060,000 |
| Risk-weighted assets | 118,495,000 | 121,940,000 | 122,040,000 | 131,512,000 |