Call reports 2018
BATH STATE BANK — 2018
What BATH STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 152,643,000 | 154,962,000 | 159,499,000 | 161,192,000 |
| Total loans | 109,436,000 | 116,293,000 | 122,510,000 | 124,590,000 |
| Allowance for loan losses | 2,215,000 | 2,215,000 | 2,214,000 | 2,194,000 |
| Securities available for sale | 29,243,000 | 27,791,000 | 26,258,000 | 24,891,000 |
| Securities held to maturity | 125,000 | 100,000 | 96,000 | 87,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,103,000 | 125,265,000 | 126,608,000 | 131,572,000 |
| Interest-bearing deposits | 108,424,000 | 110,829,000 | 109,932,000 | 114,548,000 |
| Noninterest-bearing deposits | 16,679,000 | 14,436,000 | 16,676,000 | 17,024,000 |
| Equity capital | 15,588,000 | 15,663,000 | 15,723,000 | 15,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,547,000 | 3,232,000 | 4,912,000 | 6,677,000 |
| Interest expense | 266,000 | 555,000 | 893,000 | 1,317,000 |
| Net interest income | 1,281,000 | 2,677,000 | 4,019,000 | 5,360,000 |
| Noninterest income | 188,000 | 394,000 | 593,000 | 812,000 |
| Noninterest expense | 1,034,000 | 2,222,000 | 3,331,000 | 4,503,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 435,000 | 849,000 | 1,281,000 | 1,669,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 435,000 | 849,000 | 1,281,000 | 1,669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,060,000 | 16,260,000 | 16,436,000 | 16,064,000 |
| Total capital | 17,350,000 | 17,614,000 | 17,860,000 | 17,537,000 |
| Risk-weighted assets | 102,263,000 | 107,460,000 | 113,098,000 | 117,149,000 |