Call reports 2017
BATH STATE BANK — 2017
What BATH STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 152,581,000 | 151,191,000 | 150,921,000 | 151,124,000 |
| Total loans | 103,096,000 | 105,073,000 | 108,607,000 | 109,109,000 |
| Allowance for loan losses | 2,241,000 | 2,238,000 | 2,218,000 | 2,207,000 |
| Securities available for sale | 36,022,000 | 34,776,000 | 32,805,000 | 30,960,000 |
| Securities held to maturity | 164,000 | 154,000 | 150,000 | 131,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,930,000 | 126,782,000 | 125,426,000 | 123,005,000 |
| Interest-bearing deposits | 117,122,000 | 112,404,000 | 111,588,000 | 107,990,000 |
| Noninterest-bearing deposits | 14,808,000 | 14,379,000 | 13,838,000 | 15,015,000 |
| Equity capital | 15,680,000 | 16,232,000 | 16,076,000 | 15,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,530,000 | 3,131,000 | 4,720,000 | 6,301,000 |
| Interest expense | 229,000 | 458,000 | 700,000 | 936,000 |
| Net interest income | 1,301,000 | 2,673,000 | 4,020,000 | 5,365,000 |
| Noninterest income | 195,000 | 544,000 | 732,000 | 965,000 |
| Noninterest expense | 994,000 | 2,139,000 | 3,232,000 | 4,345,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 513,000 | 1,089,000 | 1,533,000 | 1,998,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 513,000 | 1,089,000 | 1,533,000 | 1,998,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,582,000 | 15,926,000 | 15,869,000 | 15,839,000 |
| Total capital | 16,809,000 | 17,174,000 | 17,160,000 | 17,140,000 |
| Risk-weighted assets | 97,177,000 | 98,852,000 | 102,330,000 | 103,165,000 |