Call reports 2016
BATH STATE BANK — 2016
What BATH STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 144,206,000 | 147,213,000 | 150,374,000 | 154,083,000 |
| Total loans | 98,764,000 | 102,018,000 | 105,728,000 | 106,415,000 |
| Allowance for loan losses | 2,366,000 | 2,356,000 | 2,366,000 | 2,367,000 |
| Securities available for sale | 32,545,000 | 33,082,000 | 31,453,000 | 35,879,000 |
| Securities held to maturity | 202,000 | 196,000 | 191,000 | 175,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,556,000 | 126,151,000 | 128,820,000 | 133,823,000 |
| Interest-bearing deposits | 109,828,000 | 113,692,000 | 114,254,000 | 117,479,000 |
| Noninterest-bearing deposits | 13,728,000 | 12,459,000 | 14,566,000 | 16,344,000 |
| Equity capital | 15,761,000 | 16,015,000 | 16,346,000 | 15,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,514,000 | 3,044,000 | 4,617,000 | 6,207,000 |
| Interest expense | 226,000 | 454,000 | 687,000 | 916,000 |
| Net interest income | 1,288,000 | 2,590,000 | 3,930,000 | 5,291,000 |
| Noninterest income | 143,000 | 369,000 | 558,000 | 827,000 |
| Noninterest expense | 863,000 | 1,893,000 | 3,028,000 | 4,152,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 568,000 | 1,066,000 | 1,460,000 | 1,966,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 568,000 | 1,066,000 | 1,460,000 | 1,966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,165,000 | 15,317,000 | 15,568,000 | 15,266,000 |
| Total capital | 16,319,000 | 16,516,000 | 16,803,000 | 16,517,000 |
| Risk-weighted assets | 91,138,000 | 94,797,000 | 97,590,000 | 98,948,000 |