Call reports 2012
BATH STATE BANK — 2012
What BATH STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 146,334,000 | 148,829,000 | 146,921,000 | 148,844,000 |
| Total loans | 97,141,000 | 104,393,000 | 107,049,000 | 109,559,000 |
| Allowance for loan losses | 2,692,000 | 2,439,000 | 2,585,000 | 2,774,000 |
| Securities available for sale | 27,311,000 | 31,619,000 | 29,458,000 | 25,912,000 |
| Securities held to maturity | 644,000 | 582,000 | 529,000 | 477,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,766,000 | 126,994,000 | 128,469,000 | 131,119,000 |
| Interest-bearing deposits | 114,347,000 | 116,779,000 | 118,521,000 | 118,381,000 |
| Noninterest-bearing deposits | 10,419,000 | 10,215,000 | 9,948,000 | 12,738,000 |
| Equity capital | 14,029,000 | 14,246,000 | 14,529,000 | 14,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,660,000 | 3,331,000 | 5,325,000 | 7,064,000 |
| Interest expense | 539,000 | 1,045,000 | 1,509,000 | 1,892,000 |
| Net interest income | 1,121,000 | 2,286,000 | 3,816,000 | 5,172,000 |
| Noninterest income | 205,000 | 370,000 | 282,000 | 585,000 |
| Noninterest expense | 970,000 | 1,956,000 | 2,962,000 | 4,031,000 |
| Provision for loan losses | 100,000 | 150,000 | 300,000 | 502,000 |
| Pretax income | 296,000 | 590,000 | 876,000 | 1,264,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 296,000 | 590,000 | 876,000 | 1,264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,159,000 | 13,281,000 | 13,409,000 | 13,638,000 |
| Total capital | 14,354,000 | 14,503,000 | 14,637,000 | 14,867,000 |
| Risk-weighted assets | 95,345,000 | 97,168,000 | 96,856,000 | 96,539,000 |