Call reports 2011
BATH STATE BANK — 2011
What BATH STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 149,227,000 | 146,961,000 | 142,230,000 | 143,528,000 |
| Total loans | 105,981,000 | 102,856,000 | 104,835,000 | 102,765,000 |
| Allowance for loan losses | 2,842,000 | 2,453,000 | 2,569,000 | 2,636,000 |
| Securities available for sale | 18,595,000 | 22,603,000 | 24,552,000 | 22,743,000 |
| Securities held to maturity | 1,708,000 | 1,658,000 | 1,583,000 | 1,495,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,234,000 | 124,635,000 | 119,545,000 | 121,918,000 |
| Interest-bearing deposits | 118,687,000 | 116,900,000 | 111,239,000 | 112,224,000 |
| Noninterest-bearing deposits | 8,546,000 | 7,735,000 | 8,306,000 | 9,694,000 |
| Equity capital | 13,373,000 | 13,672,000 | 14,078,000 | 14,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,945,000 | 3,793,000 | 5,656,000 | 7,498,000 |
| Interest expense | 727,000 | 1,412,000 | 2,018,000 | 2,574,000 |
| Net interest income | 1,218,000 | 2,381,000 | 3,638,000 | 4,924,000 |
| Noninterest income | 107,000 | 177,000 | 420,000 | 644,000 |
| Noninterest expense | 850,000 | 1,776,000 | 2,760,000 | 3,670,000 |
| Provision for loan losses | 253,000 | 406,000 | 608,000 | 758,000 |
| Pretax income | 222,000 | 376,000 | 690,000 | 1,140,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 222,000 | 376,000 | 690,000 | 1,140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,167,000 | 13,157,000 | 13,304,000 | 13,337,000 |
| Total capital | 14,446,000 | 14,459,000 | 14,579,000 | 14,600,000 |
| Risk-weighted assets | 107,134,000 | 102,971,000 | 103,612,000 | 101,797,000 |