Call reports 2001
BATH STATE BANK — 2001
What BATH STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 67,208,000 | 71,177,000 | 74,446,000 | 76,848,000 |
| Total loans | 49,138,000 | 51,734,000 | 51,734,000 | 53,164,000 |
| Allowance for loan losses | 650,000 | 643,000 | 686,000 | 709,000 |
| Securities available for sale | 8,443,000 | 9,634,000 | 11,711,000 | 11,942,000 |
| Securities held to maturity | 2,446,000 | 2,446,000 | 2,251,000 | 2,251,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,515,000 | 60,266,000 | 63,159,000 | 65,726,000 |
| Interest-bearing deposits | 54,048,000 | 57,676,000 | 60,513,000 | 61,807,000 |
| Noninterest-bearing deposits | 2,467,000 | 2,590,000 | 2,646,000 | 3,919,000 |
| Equity capital | 5,680,000 | 5,814,000 | 6,100,000 | 6,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,295,000 | 2,669,000 | 4,073,000 | 5,517,000 |
| Interest expense | 774,000 | 1,586,000 | 2,411,000 | 3,218,000 |
| Net interest income | 521,000 | 1,083,000 | 1,662,000 | 2,299,000 |
| Noninterest income | 126,000 | 218,000 | 490,000 | 698,000 |
| Noninterest expense | 419,000 | 861,000 | 1,382,000 | 1,977,000 |
| Provision for loan losses | 24,000 | 53,000 | 99,000 | 163,000 |
| Pretax income | 204,000 | 387,000 | 670,000 | 856,000 |
| Income tax | 54,000 | 96,000 | 174,000 | 207,000 |
| Net income | 150,000 | 291,000 | 496,000 | 649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,584,000 | 5,723,000 | 5,921,000 | 6,021,000 |
| Total capital | 6,219,000 | 6,366,000 | 6,607,000 | 6,716,000 |
| Risk-weighted assets | 50,780,000 | 53,806,000 | 55,213,000 | 55,591,000 |