Call reports 2025
PINNACLE BANK — 2025
What PINNACLE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 8,455,213,000 | 8,508,672,000 | 8,566,872,000 | 8,860,281,000 |
| Total loans | 6,221,883,000 | 6,342,204,000 | 6,425,378,000 | 6,608,148,000 |
| Allowance for loan losses | 71,384,000 | 72,388,000 | 72,892,000 | 73,002,000 |
| Securities available for sale | 1,722,438,000 | 1,637,295,000 | 1,529,543,000 | 1,413,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,442,509,000 | 7,541,161,000 | 7,539,673,000 | 7,840,122,000 |
| Interest-bearing deposits | 5,819,086,000 | 5,941,148,000 | 5,886,779,000 | 6,177,314,000 |
| Noninterest-bearing deposits | 1,623,423,000 | 1,600,013,000 | 1,652,894,000 | 1,662,808,000 |
| Equity capital | 738,091,000 | 779,725,000 | 820,443,000 | 857,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 94,456,000 | 194,911,000 | 299,345,000 | 405,775,000 |
| Interest expense | 40,824,000 | 82,356,000 | 123,155,000 | 161,847,000 |
| Net interest income | 53,632,000 | 112,555,000 | 176,190,000 | 243,928,000 |
| Noninterest income | 9,770,000 | 20,478,000 | 31,969,000 | 42,782,000 |
| Noninterest expense | 36,183,000 | 72,409,000 | 109,340,000 | 148,371,000 |
| Provision for loan losses | 1,136,000 | 2,259,000 | 2,919,000 | 3,362,000 |
| Pretax income | 26,118,000 | 58,112,000 | 95,076,000 | 133,759,000 |
| Income tax | 3,217,000 | 10,256,000 | 18,237,000 | 26,631,000 |
| Net income | 22,901,000 | 47,856,000 | 76,839,000 | 107,128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 823,656,000 | 848,637,000 | 877,644,000 | 901,750,000 |
| Total capital | 899,695,000 | 925,968,000 | 956,633,000 | 982,049,000 |
| Risk-weighted assets | 6,908,606,000 | 7,010,290,000 | 7,131,303,000 | 7,289,834,000 |