Call reports 2024
PINNACLE BANK — 2024
What PINNACLE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 8,610,829,000 | 8,627,338,000 | 8,924,633,000 | 8,278,376,000 |
| Total loans | 5,896,779,000 | 5,991,110,000 | 6,027,458,000 | 6,169,957,000 |
| Allowance for loan losses | 67,554,000 | 67,447,000 | 69,308,000 | 70,324,000 |
| Securities available for sale | 1,838,352,000 | 1,833,096,000 | 1,845,490,000 | 1,773,164,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,008,606,000 | 7,053,281,000 | 7,304,711,000 | 7,255,489,000 |
| Interest-bearing deposits | 5,424,529,000 | 5,454,999,000 | 5,753,112,000 | 5,651,842,000 |
| Noninterest-bearing deposits | 1,584,077,000 | 1,598,282,000 | 1,551,599,000 | 1,603,647,000 |
| Equity capital | 640,527,000 | 658,212,000 | 702,238,000 | 694,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 94,737,000 | 192,619,000 | 295,543,000 | 393,503,000 |
| Interest expense | 52,543,000 | 105,724,000 | 160,188,000 | 207,520,000 |
| Net interest income | 42,194,000 | 86,895,000 | 135,355,000 | 185,983,000 |
| Noninterest income | 9,323,000 | 18,986,000 | 29,219,000 | 43,419,000 |
| Noninterest expense | 36,842,000 | 72,394,000 | 106,526,000 | 141,981,000 |
| Provision for loan losses | 869,000 | 2,557,000 | 6,005,000 | 7,094,000 |
| Pretax income | 14,336,000 | 31,654,000 | 52,480,000 | 80,379,000 |
| Income tax | 1,081,000 | 4,947,000 | 9,458,000 | 15,561,000 |
| Net income | 13,255,000 | 26,707,000 | 43,022,000 | 64,818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 782,084,000 | 795,669,000 | 795,011,000 | 800,730,000 |
| Total capital | 852,456,000 | 865,740,000 | 868,110,000 | 875,744,000 |
| Risk-weighted assets | 6,650,004,000 | 6,726,550,000 | 6,757,966,000 | 6,859,870,000 |