Call reports 2023
PINNACLE BANK — 2023
What PINNACLE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 7,767,467,000 | 7,951,678,000 | 8,243,706,000 | 8,202,374,000 |
| Total loans | 5,412,285,000 | 5,614,379,000 | 5,714,177,000 | 5,860,569,000 |
| Allowance for loan losses | 67,478,000 | 67,412,000 | 67,253,000 | 66,345,000 |
| Securities available for sale | 1,949,908,000 | 1,895,457,000 | 1,840,967,000 | 1,871,364,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,681,103,000 | 6,586,470,000 | 6,680,098,000 | 6,811,852,000 |
| Interest-bearing deposits | 4,853,268,000 | 4,870,043,000 | 4,989,123,000 | 5,171,924,000 |
| Noninterest-bearing deposits | 1,827,835,000 | 1,716,427,000 | 1,690,975,000 | 1,639,928,000 |
| Equity capital | 579,932,000 | 583,382,000 | 581,132,000 | 630,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 72,348,000 | 150,937,000 | 235,400,000 | 328,486,000 |
| Interest expense | 25,939,000 | 59,581,000 | 100,912,000 | 152,541,000 |
| Net interest income | 46,409,000 | 91,356,000 | 134,488,000 | 175,945,000 |
| Noninterest income | 8,999,000 | 18,468,000 | 28,927,000 | 38,134,000 |
| Noninterest expense | 37,220,000 | 72,114,000 | 107,949,000 | 142,807,000 |
| Provision for loan losses | 228,000 | 246,000 | 256,000 | 1,727,000 |
| Pretax income | 17,698,000 | 37,206,000 | 54,952,000 | 69,358,000 |
| Income tax | 1,776,000 | 6,108,000 | 10,142,000 | 13,471,000 |
| Net income | 15,922,000 | 31,098,000 | 44,810,000 | 55,887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 737,424,000 | 752,733,000 | 766,579,000 | 768,694,000 |
| Total capital | 804,902,000 | 820,145,000 | 833,832,000 | 838,387,000 |
| Risk-weighted assets | 6,285,256,000 | 6,498,928,000 | 6,518,503,000 | 6,635,241,000 |