Call reports 2022
PINNACLE BANK — 2022
What PINNACLE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 7,609,037,000 | 7,344,823,000 | 7,529,778,000 | 7,724,198,000 |
| Total loans | 4,774,393,000 | 4,898,721,000 | 5,115,042,000 | 5,370,836,000 |
| Allowance for loan losses | 65,303,000 | 65,916,000 | 66,469,000 | 67,297,000 |
| Securities available for sale | 2,275,823,000 | 2,130,645,000 | 1,994,342,000 | 1,966,187,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,824,098,000 | 6,557,753,000 | 6,632,857,000 | 6,351,960,000 |
| Interest-bearing deposits | 5,947,542,000 | 5,738,607,000 | 5,640,478,000 | 4,437,201,000 |
| Noninterest-bearing deposits | 876,556,000 | 819,146,000 | 992,379,000 | 1,914,759,000 |
| Equity capital | 619,858,000 | 601,305,000 | 570,435,000 | 540,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 56,343,000 | 115,893,000 | 179,447,000 | 248,313,000 |
| Interest expense | 3,556,000 | 7,512,000 | 13,507,000 | 29,584,000 |
| Net interest income | 52,787,000 | 108,381,000 | 165,940,000 | 218,729,000 |
| Noninterest income | 10,058,000 | 19,405,000 | 29,478,000 | 38,232,000 |
| Noninterest expense | 35,948,000 | 69,213,000 | 103,393,000 | 137,765,000 |
| Provision for loan losses | 5,000 | 617,000 | 1,235,000 | 2,148,000 |
| Pretax income | 26,892,000 | 57,956,000 | 90,790,000 | 117,048,000 |
| Income tax | 3,963,000 | 11,118,000 | 18,696,000 | 24,908,000 |
| Net income | 22,929,000 | 46,838,000 | 72,094,000 | 92,140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 721,751,000 | 745,795,000 | 771,187,000 | 721,365,000 |
| Total capital | 787,054,000 | 811,711,000 | 837,656,000 | 788,662,000 |
| Risk-weighted assets | 5,598,745,000 | 5,730,881,000 | 5,960,133,000 | 6,261,231,000 |