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Call reports 2021

PINNACLE BANK — 2021

What PINNACLE BANK reported to the FFIEC in 2021, quarter by quarter.

PERIOD: 2021SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/c2aff075-3878-4cff-8c32-8091285673c5/2021

Balance sheet

What the bank holds and owes at quarter end

Measure2021Q12021Q22021Q32021Q4
Total assets6,798,756,0006,966,833,0007,356,188,0007,852,003,000
Total loans4,475,549,0004,537,868,0004,569,379,0004,753,859,000
Allowance for loan losses63,845,00064,782,00065,158,00065,364,000
Securities available for sale1,276,579,0001,424,902,0001,986,523,0002,193,205,000
Securities held to maturity0000
Trading assets0000
Total deposits5,797,850,0006,116,908,0006,479,791,0006,984,915,000
Interest-bearing deposits5,034,918,0005,355,834,0005,620,431,0006,044,715,000
Noninterest-bearing deposits762,932,000761,074,000859,360,000940,200,000
Equity capital653,976,000679,520,000697,453,000697,575,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2021Q12021Q22021Q32021Q4
Interest income58,281,000115,126,000169,539,000225,209,000
Interest expense4,317,0008,430,00012,374,00016,116,000
Net interest income53,964,000106,696,000157,165,000209,093,000
Noninterest income13,903,00025,900,00033,857,00043,820,000
Noninterest expense34,553,00067,656,00095,908,000128,759,000
Provision for loan losses68,000685,000986,0001,242,000
Pretax income33,246,00064,255,00094,128,000122,912,000
Income tax5,550,00012,397,00019,100,00025,524,000
Net income27,696,00051,858,00075,028,00097,388,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2021Q12021Q22021Q32021Q4
Tier 1 capital633,439,000657,787,000681,142,000698,687,000
Total capital695,011,000721,316,000746,300,000764,051,000
Risk-weighted assets4,923,529,0005,081,071,0005,228,051,0005,420,368,000

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