Call reports 2020
PINNACLE BANK — 2020
What PINNACLE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 5,501,920,000 | 6,094,349,000 | 6,214,969,000 | 6,315,152,000 |
| Total loans | 4,130,872,000 | 4,444,305,000 | 4,455,550,000 | 4,492,052,000 |
| Allowance for loan losses | 57,167,000 | 59,898,000 | 63,094,000 | 64,017,000 |
| Securities available for sale | 732,670,000 | 747,777,000 | 894,422,000 | 1,092,366,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,698,243,000 | 5,098,798,000 | 5,205,851,000 | 5,368,901,000 |
| Interest-bearing deposits | 4,191,837,000 | 4,460,759,000 | 4,499,178,000 | 4,625,040,000 |
| Noninterest-bearing deposits | 506,406,000 | 638,039,000 | 706,673,000 | 743,861,000 |
| Equity capital | 589,091,000 | 615,203,000 | 636,593,000 | 641,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 54,231,000 | 108,380,000 | 162,142,000 | 215,832,000 |
| Interest expense | 9,624,000 | 16,065,000 | 21,492,000 | 26,329,000 |
| Net interest income | 44,607,000 | 92,315,000 | 140,650,000 | 189,503,000 |
| Noninterest income | 9,607,000 | 20,257,000 | 32,882,000 | 46,520,000 |
| Noninterest expense | 31,741,000 | 61,731,000 | 92,479,000 | 124,763,000 |
| Provision for loan losses | 1,096,000 | 3,855,000 | 6,932,000 | 8,025,000 |
| Pretax income | 21,377,000 | 46,986,000 | 74,122,000 | 103,236,000 |
| Income tax | 3,136,000 | 8,880,000 | 15,019,000 | 21,594,000 |
| Net income | 18,241,000 | 38,106,000 | 59,103,000 | 81,642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 560,268,000 | 578,652,000 | 599,834,000 | 605,558,000 |
| Total capital | 617,435,000 | 637,588,000 | 660,233,000 | 667,570,000 |
| Risk-weighted assets | 4,705,646,000 | 4,713,976,000 | 4,829,263,000 | 4,959,013,000 |