Call reports 2019
PINNACLE BANK — 2019
What PINNACLE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 4,876,880,000 | 5,029,104,000 | 5,193,941,000 | 5,333,783,000 |
| Total loans | 3,877,140,000 | 3,976,159,000 | 4,014,811,000 | 4,091,090,000 |
| Allowance for loan losses | 55,231,000 | 55,388,000 | 54,901,000 | 56,109,000 |
| Securities available for sale | 667,216,000 | 644,155,000 | 654,054,000 | 660,746,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,196,288,000 | 4,297,205,000 | 4,434,067,000 | 4,564,292,000 |
| Interest-bearing deposits | 3,771,287,000 | 3,838,948,000 | 3,904,029,000 | 3,997,539,000 |
| Noninterest-bearing deposits | 425,001,000 | 458,257,000 | 530,038,000 | 566,753,000 |
| Equity capital | 515,840,000 | 531,317,000 | 551,745,000 | 568,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 49,858,000 | 102,431,000 | 157,167,000 | 211,804,000 |
| Interest expense | 8,756,000 | 19,219,000 | 30,211,000 | 41,010,000 |
| Net interest income | 41,102,000 | 83,212,000 | 126,956,000 | 170,794,000 |
| Noninterest income | 8,083,000 | 17,927,000 | 28,195,000 | 38,030,000 |
| Noninterest expense | 29,401,000 | 57,841,000 | 86,493,000 | 115,242,000 |
| Provision for loan losses | 110,000 | 400,000 | 992,000 | 2,150,000 |
| Pretax income | 19,674,000 | 42,898,000 | 67,666,000 | 91,431,000 |
| Income tax | 2,569,000 | 7,851,000 | 13,383,000 | 18,715,000 |
| Net income | 17,105,000 | 35,047,000 | 54,283,000 | 72,716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 495,615,000 | 506,935,000 | 526,549,000 | 545,359,000 |
| Total capital | 550,546,000 | 562,323,000 | 581,450,000 | 601,468,000 |
| Risk-weighted assets | 4,394,241,000 | 4,525,884,000 | 4,570,487,000 | 4,604,205,000 |