Call reports 2018
PINNACLE BANK — 2018
What PINNACLE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 4,680,584,000 | 4,618,157,000 | 4,689,330,000 | 4,729,390,000 |
| Total loans | 3,639,831,000 | 3,686,015,000 | 3,780,781,000 | 3,838,421,000 |
| Allowance for loan losses | 53,053,000 | 54,007,000 | 54,442,000 | 55,151,000 |
| Securities available for sale | 697,272,000 | 693,071,000 | 659,019,000 | 620,743,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,062,139,000 | 3,979,871,000 | 4,064,294,000 | 4,074,843,000 |
| Interest-bearing deposits | 3,610,661,000 | 3,551,406,000 | 3,625,037,000 | 3,574,395,000 |
| Noninterest-bearing deposits | 451,478,000 | 428,465,000 | 439,257,000 | 500,448,000 |
| Equity capital | 474,215,000 | 481,261,000 | 481,146,000 | 494,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 44,233,000 | 90,676,000 | 139,125,000 | 188,597,000 |
| Interest expense | 4,324,000 | 9,615,000 | 16,258,000 | 23,993,000 |
| Net interest income | 39,909,000 | 81,061,000 | 122,867,000 | 164,604,000 |
| Noninterest income | 7,100,000 | 14,551,000 | 21,817,000 | 28,011,000 |
| Noninterest expense | 26,736,000 | 51,732,000 | 77,235,000 | 102,469,000 |
| Provision for loan losses | 1,172,000 | 2,223,000 | 2,719,000 | 3,520,000 |
| Pretax income | 19,101,000 | 42,108,000 | 65,181,000 | 87,077,000 |
| Income tax | 457,000 | -5,591,000 | -306,000 | 4,509,000 |
| Net income | 18,644,000 | 47,699,000 | 65,487,000 | 82,568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 457,200,000 | 466,774,000 | 468,580,000 | 478,132,000 |
| Total capital | 508,147,000 | 517,871,000 | 521,019,000 | 531,670,000 |
| Risk-weighted assets | 4,058,405,000 | 4,084,839,000 | 4,193,122,000 | 4,281,433,000 |