Call reports 2016
PINNACLE BANK — 2016
What PINNACLE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 4,363,925,000 | 4,364,384,000 | 4,363,203,000 | 4,372,911,000 |
| Total loans | 3,114,938,000 | 3,237,150,000 | 3,272,197,000 | 3,293,608,000 |
| Allowance for loan losses | 48,495,000 | 48,837,000 | 48,536,000 | 49,258,000 |
| Securities available for sale | 925,705,000 | 921,962,000 | 889,879,000 | 846,951,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,689,491,000 | 3,679,401,000 | 3,698,032,000 | 3,748,221,000 |
| Interest-bearing deposits | 3,287,584,000 | 3,303,222,000 | 3,320,547,000 | 3,303,784,000 |
| Noninterest-bearing deposits | 401,907,000 | 376,179,000 | 377,485,000 | 444,437,000 |
| Equity capital | 434,173,000 | 442,141,000 | 451,091,000 | 438,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 38,137,000 | 76,796,000 | 115,939,000 | 155,271,000 |
| Interest expense | 3,094,000 | 6,241,000 | 9,485,000 | 12,819,000 |
| Net interest income | 35,043,000 | 70,555,000 | 106,454,000 | 142,452,000 |
| Noninterest income | 7,465,000 | 15,066,000 | 23,085,000 | 30,788,000 |
| Noninterest expense | 23,578,000 | 45,488,000 | 68,198,000 | 90,841,000 |
| Provision for loan losses | 484,000 | 901,000 | 1,407,000 | 2,213,000 |
| Pretax income | 18,444,000 | 39,237,000 | 59,926,000 | 80,176,000 |
| Income tax | 438,000 | 876,000 | 1,246,000 | 1,684,000 |
| Net income | 18,006,000 | 38,361,000 | 58,680,000 | 78,492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 400,447,000 | 400,054,000 | 412,926,000 | 419,989,000 |
| Total capital | 444,476,000 | 445,334,000 | 458,612,000 | 466,120,000 |
| Risk-weighted assets | 3,511,623,000 | 3,613,296,000 | 3,645,014,000 | 3,677,116,000 |