Call reports 2015
PINNACLE BANK — 2015
What PINNACLE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 4,216,829,000 | 4,290,934,000 | 4,269,185,000 | 4,302,336,000 |
| Total loans | 2,956,756,000 | 3,021,293,000 | 3,009,102,000 | 3,139,429,000 |
| Allowance for loan losses | 44,874,000 | 45,857,000 | 46,825,000 | 47,872,000 |
| Securities available for sale | 1,047,552,000 | 1,053,615,000 | 1,010,944,000 | 970,927,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,620,709,000 | 3,586,028,000 | 3,610,664,000 | 3,626,895,000 |
| Interest-bearing deposits | 3,206,198,000 | 3,235,366,000 | 3,270,948,000 | 3,186,327,000 |
| Noninterest-bearing deposits | 414,511,000 | 350,662,000 | 339,716,000 | 440,568,000 |
| Equity capital | 414,653,000 | 418,233,000 | 436,125,000 | 417,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 36,794,000 | 74,928,000 | 113,323,000 | 151,712,000 |
| Interest expense | 3,190,000 | 6,372,000 | 9,494,000 | 12,568,000 |
| Net interest income | 33,604,000 | 68,556,000 | 103,829,000 | 139,144,000 |
| Noninterest income | 6,812,000 | 14,215,000 | 21,693,000 | 28,532,000 |
| Noninterest expense | 22,679,000 | 44,275,000 | 65,705,000 | 87,829,000 |
| Provision for loan losses | 1,460,000 | 2,677,000 | 3,763,000 | 4,649,000 |
| Pretax income | 16,270,000 | 35,817,000 | 56,060,000 | 75,200,000 |
| Income tax | 408,000 | 816,000 | 1,160,000 | 1,598,000 |
| Net income | 15,862,000 | 35,001,000 | 54,900,000 | 73,602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 384,697,000 | 394,013,000 | 406,579,000 | 394,451,000 |
| Total capital | 426,556,000 | 436,800,000 | 449,278,000 | 438,507,000 |
| Risk-weighted assets | 3,345,682,000 | 3,415,228,000 | 3,407,732,000 | 3,515,740,000 |