Call reports 2014
PINNACLE BANK — 2014
What PINNACLE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 3,846,364,000 | 3,852,162,000 | 3,899,713,000 | 4,037,913,000 |
| Total loans | 2,651,306,000 | 2,691,904,000 | 2,747,059,000 | 2,903,014,000 |
| Allowance for loan losses | 42,382,000 | 42,730,000 | 43,055,000 | 43,472,000 |
| Securities available for sale | 959,016,000 | 932,072,000 | 947,669,000 | 925,754,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,322,930,000 | 3,323,866,000 | 3,360,423,000 | 3,458,072,000 |
| Interest-bearing deposits | 2,989,730,000 | 2,996,022,000 | 3,030,427,000 | 3,081,114,000 |
| Noninterest-bearing deposits | 333,200,000 | 327,844,000 | 329,996,000 | 376,958,000 |
| Equity capital | 379,426,000 | 382,702,000 | 387,155,000 | 397,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 34,623,000 | 69,537,000 | 105,366,000 | 141,502,000 |
| Interest expense | 3,277,000 | 6,508,000 | 9,702,000 | 12,846,000 |
| Net interest income | 31,346,000 | 63,029,000 | 95,664,000 | 128,656,000 |
| Noninterest income | 5,807,000 | 11,583,000 | 17,847,000 | 24,372,000 |
| Noninterest expense | 21,618,000 | 41,700,000 | 62,253,000 | 82,807,000 |
| Provision for loan losses | 936,000 | 1,644,000 | 2,563,000 | 3,704,000 |
| Pretax income | 14,594,000 | 31,263,000 | 48,690,000 | 66,507,000 |
| Income tax | 354,000 | 708,000 | 1,098,000 | 1,506,000 |
| Net income | 14,240,000 | 30,555,000 | 47,592,000 | 65,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 352,592,000 | 355,016,000 | 361,462,000 | 372,279,000 |
| Total capital | 388,320,000 | 391,224,000 | 398,586,000 | 411,562,000 |
| Risk-weighted assets | 2,846,618,000 | 2,885,615,000 | 2,959,171,000 | 3,134,266,000 |