Call reports 2013
PINNACLE BANK — 2013
What PINNACLE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 3,732,908,000 | 3,743,314,000 | 3,782,940,000 | 3,870,208,000 |
| Total loans | 2,423,700,000 | 2,514,815,000 | 2,574,687,000 | 2,694,882,000 |
| Allowance for loan losses | 41,153,000 | 42,080,000 | 41,464,000 | 41,556,000 |
| Securities available for sale | 1,080,216,000 | 1,060,125,000 | 1,016,386,000 | 972,078,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,191,951,000 | 3,125,517,000 | 3,174,775,000 | 3,267,032,000 |
| Interest-bearing deposits | 2,891,848,000 | 2,861,132,000 | 2,850,086,000 | 2,909,988,000 |
| Noninterest-bearing deposits | 300,103,000 | 264,385,000 | 324,689,000 | 357,044,000 |
| Equity capital | 383,052,000 | 372,435,000 | 362,647,000 | 366,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 34,315,000 | 69,196,000 | 104,193,000 | 139,444,000 |
| Interest expense | 3,852,000 | 7,519,000 | 11,152,000 | 14,626,000 |
| Net interest income | 30,463,000 | 61,677,000 | 93,041,000 | 124,818,000 |
| Noninterest income | 7,189,000 | 13,711,000 | 20,092,000 | 26,060,000 |
| Noninterest expense | 22,018,000 | 43,397,000 | 64,286,000 | 84,757,000 |
| Provision for loan losses | 561,000 | 1,636,000 | 2,275,000 | 2,960,000 |
| Pretax income | 15,088,000 | 30,384,000 | 46,602,000 | 63,186,000 |
| Income tax | 349,000 | 703,000 | 1,028,000 | 1,382,000 |
| Net income | 14,739,000 | 29,681,000 | 45,574,000 | 61,804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 335,137,000 | 343,994,000 | 336,301,000 | 343,943,000 |
| Total capital | 368,984,000 | 378,571,000 | 371,693,000 | 380,499,000 |
| Risk-weighted assets | 2,695,689,000 | 2,754,420,000 | 2,820,101,000 | 2,914,183,000 |