Call reports 2012
PINNACLE BANK — 2012
What PINNACLE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 3,228,670,000 | 3,288,745,000 | 3,300,610,000 | 3,757,956,000 |
| Total loans | 2,099,343,000 | 2,165,562,000 | 2,220,524,000 | 2,486,785,000 |
| Allowance for loan losses | 40,973,000 | 40,683,000 | 40,236,000 | 40,634,000 |
| Securities available for sale | 936,290,000 | 948,526,000 | 909,563,000 | 1,043,247,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,774,162,000 | 2,711,497,000 | 2,719,728,000 | 3,181,414,000 |
| Interest-bearing deposits | 2,543,884,000 | 2,505,369,000 | 2,504,944,000 | 2,800,600,000 |
| Noninterest-bearing deposits | 230,278,000 | 206,128,000 | 214,784,000 | 380,814,000 |
| Equity capital | 335,153,000 | 345,321,000 | 362,811,000 | 372,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 32,855,000 | 66,100,000 | 99,355,000 | 132,603,000 |
| Interest expense | 4,622,000 | 8,930,000 | 13,058,000 | 16,958,000 |
| Net interest income | 28,233,000 | 57,170,000 | 86,297,000 | 115,645,000 |
| Noninterest income | 6,418,000 | 12,608,000 | 19,072,000 | 25,827,000 |
| Noninterest expense | 18,545,000 | 36,294,000 | 53,993,000 | 72,783,000 |
| Provision for loan losses | 825,000 | 1,519,000 | 2,383,000 | 3,259,000 |
| Pretax income | 15,283,000 | 31,973,000 | 49,006,000 | 65,438,000 |
| Income tax | 349,000 | 691,000 | 1,003,000 | 1,322,000 |
| Net income | 14,934,000 | 31,282,000 | 48,003,000 | 64,116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 292,532,000 | 302,083,000 | 317,501,000 | 321,982,000 |
| Total capital | 321,476,000 | 332,091,000 | 348,133,000 | 356,315,000 |
| Risk-weighted assets | 2,300,787,000 | 2,386,833,000 | 2,437,821,000 | 2,736,283,000 |