Call reports 2011
PINNACLE BANK — 2011
What PINNACLE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 3,033,556,000 | 3,025,868,000 | 3,067,966,000 | 3,171,239,000 |
| Total loans | 2,064,255,000 | 2,081,017,000 | 2,101,661,000 | 2,130,178,000 |
| Allowance for loan losses | 38,729,000 | 39,495,000 | 39,051,000 | 40,405,000 |
| Securities available for sale | 731,439,000 | 747,430,000 | 754,411,000 | 788,124,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,615,779,000 | 2,596,508,000 | 2,614,025,000 | 2,710,931,000 |
| Interest-bearing deposits | 2,413,892,000 | 2,417,453,000 | 2,412,594,000 | 2,469,165,000 |
| Noninterest-bearing deposits | 201,887,000 | 179,055,000 | 201,431,000 | 241,766,000 |
| Equity capital | 286,392,000 | 307,135,000 | 315,457,000 | 322,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 34,020,000 | 68,904,000 | 103,159,000 | 137,408,000 |
| Interest expense | 6,498,000 | 12,700,000 | 18,227,000 | 23,253,000 |
| Net interest income | 27,522,000 | 56,204,000 | 84,932,000 | 114,155,000 |
| Noninterest income | 6,085,000 | 11,226,000 | 16,950,000 | 23,208,000 |
| Noninterest expense | 17,670,000 | 35,325,000 | 52,998,000 | 70,686,000 |
| Provision for loan losses | 4,008,000 | 5,927,000 | 7,294,000 | 8,413,000 |
| Pretax income | 11,936,000 | 26,215,000 | 41,854,000 | 58,660,000 |
| Income tax | 317,000 | 650,000 | 930,000 | 1,263,000 |
| Net income | 11,619,000 | 25,565,000 | 40,924,000 | 57,397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 258,508,000 | 266,657,000 | 272,220,000 | 280,895,000 |
| Total capital | 286,677,000 | 294,883,000 | 300,652,000 | 309,949,000 |
| Risk-weighted assets | 2,240,861,000 | 2,244,364,000 | 2,261,910,000 | 2,311,101,000 |