Call reports 2010
PINNACLE BANK — 2010
What PINNACLE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 2,588,448,000 | 2,642,574,000 | 2,721,330,000 | 2,951,720,000 |
| Total loans | 1,906,184,000 | 1,940,326,000 | 1,973,795,000 | 2,124,146,000 |
| Allowance for loan losses | 38,430,000 | 39,694,000 | 35,969,000 | 35,949,000 |
| Securities available for sale | 506,497,000 | 544,932,000 | 589,916,000 | 683,839,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,228,059,000 | 2,266,867,000 | 2,314,949,000 | 2,508,435,000 |
| Interest-bearing deposits | 2,080,366,000 | 2,130,799,000 | 2,172,059,000 | 2,285,183,000 |
| Noninterest-bearing deposits | 147,693,000 | 136,068,000 | 142,890,000 | 223,252,000 |
| Equity capital | 247,653,000 | 256,425,000 | 271,063,000 | 273,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 32,159,000 | 65,162,000 | 98,403,000 | 132,209,000 |
| Interest expense | 7,446,000 | 14,852,000 | 22,077,000 | 28,861,000 |
| Net interest income | 24,713,000 | 50,310,000 | 76,326,000 | 103,348,000 |
| Noninterest income | 4,851,000 | 10,095,000 | 16,175,000 | 22,109,000 |
| Noninterest expense | 16,408,000 | 32,517,000 | 49,079,000 | 66,157,000 |
| Provision for loan losses | 2,323,000 | 4,917,000 | 4,955,000 | 6,825,000 |
| Pretax income | 10,841,000 | 23,121,000 | 38,665,000 | 52,700,000 |
| Income tax | 222,000 | 443,000 | 840,000 | 1,139,000 |
| Net income | 10,619,000 | 22,678,000 | 37,825,000 | 51,561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 226,100,000 | 229,218,000 | 240,822,000 | 246,745,000 |
| Total capital | 251,509,000 | 254,601,000 | 267,355,000 | 275,271,000 |
| Risk-weighted assets | 2,018,844,000 | 2,014,973,000 | 2,112,307,000 | 2,272,948,000 |