Call reports 2009
PINNACLE BANK — 2009
What PINNACLE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 2,390,981,000 | 2,405,831,000 | 2,463,812,000 | 2,538,702,000 |
| Total loans | 1,861,448,000 | 1,882,100,000 | 1,922,422,000 | 1,946,631,000 |
| Allowance for loan losses | 34,444,000 | 35,588,000 | 36,318,000 | 37,604,000 |
| Securities available for sale | 375,090,000 | 409,178,000 | 432,459,000 | 457,262,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,046,807,000 | 2,069,044,000 | 2,075,416,000 | 2,170,401,000 |
| Interest-bearing deposits | 1,905,416,000 | 1,938,598,000 | 1,959,794,000 | 1,997,195,000 |
| Noninterest-bearing deposits | 141,391,000 | 130,446,000 | 115,622,000 | 173,206,000 |
| Equity capital | 225,018,000 | 225,552,000 | 230,066,000 | 237,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 31,305,000 | 63,021,000 | 95,366,000 | 128,174,000 |
| Interest expense | 9,119,000 | 17,908,000 | 26,251,000 | 34,168,000 |
| Net interest income | 22,186,000 | 45,113,000 | 69,115,000 | 94,006,000 |
| Noninterest income | 5,076,000 | 10,044,000 | 15,249,000 | 20,627,000 |
| Noninterest expense | 16,213,000 | 32,120,000 | 47,863,000 | 63,300,000 |
| Provision for loan losses | 2,038,000 | 3,404,000 | 5,093,000 | 7,256,000 |
| Pretax income | 9,061,000 | 19,815,000 | 31,828,000 | 44,506,000 |
| Income tax | 229,000 | 433,000 | 714,000 | 936,000 |
| Net income | 8,832,000 | 19,382,000 | 31,114,000 | 43,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 205,104,000 | 206,722,000 | 207,112,000 | 215,424,000 |
| Total capital | 228,903,000 | 230,345,000 | 232,289,000 | 241,028,000 |
| Risk-weighted assets | 1,893,349,000 | 1,877,857,000 | 2,002,606,000 | 2,036,016,000 |