Call reports 2008
PINNACLE BANK — 2008
What PINNACLE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 2,182,610,000 | 2,211,163,000 | 2,246,336,000 | 2,301,637,000 |
| Total loans | 1,751,510,000 | 1,790,980,000 | 1,840,835,000 | 1,865,953,000 |
| Allowance for loan losses | 31,530,000 | 31,648,000 | 31,968,000 | 32,718,000 |
| Securities available for sale | 266,721,000 | 294,648,000 | 289,087,000 | 286,109,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,859,438,000 | 1,860,878,000 | 1,870,457,000 | 1,951,384,000 |
| Interest-bearing deposits | 1,791,017,000 | 1,787,432,000 | 1,797,836,000 | 1,867,179,000 |
| Noninterest-bearing deposits | 68,421,000 | 73,446,000 | 72,621,000 | 84,205,000 |
| Equity capital | 213,807,000 | 210,909,000 | 200,860,000 | 216,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 34,267,000 | 67,690,000 | 100,924,000 | 133,888,000 |
| Interest expense | 12,963,000 | 24,116,000 | 34,616,000 | 44,360,000 |
| Net interest income | 21,304,000 | 43,574,000 | 66,308,000 | 89,528,000 |
| Noninterest income | 5,425,000 | 10,353,000 | 16,173,000 | 20,966,000 |
| Noninterest expense | 15,124,000 | 29,301,000 | 44,429,000 | 59,262,000 |
| Provision for loan losses | 543,000 | 1,355,000 | 1,709,000 | 3,094,000 |
| Pretax income | 11,135,000 | 23,385,000 | 25,273,000 | 37,123,000 |
| Income tax | 218,000 | 437,000 | 651,000 | 880,000 |
| Net income | 10,917,000 | 22,948,000 | 24,622,000 | 36,243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 194,732,000 | 194,653,000 | 184,528,000 | 196,218,000 |
| Total capital | 217,750,000 | 218,282,000 | 208,276,000 | 220,152,000 |
| Risk-weighted assets | 1,832,906,000 | 1,882,331,000 | 1,891,631,000 | 1,905,978,000 |