Call reports 2007
PINNACLE BANK — 2007
What PINNACLE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 2,003,202,000 | 2,009,873,000 | 2,055,955,000 | 2,138,101,000 |
| Total loans | 1,624,151,000 | 1,641,909,000 | 1,692,911,000 | 1,722,431,000 |
| Allowance for loan losses | 32,734,000 | 33,043,000 | 32,970,000 | 31,242,000 |
| Securities available for sale | 277,268,000 | 272,129,000 | 258,240,000 | 282,200,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,731,516,000 | 1,708,975,000 | 1,752,321,000 | 1,802,869,000 |
| Interest-bearing deposits | 1,668,851,000 | 1,654,390,000 | 1,702,469,000 | 1,739,072,000 |
| Noninterest-bearing deposits | 62,665,000 | 54,585,000 | 49,852,000 | 63,797,000 |
| Equity capital | 190,961,000 | 185,454,000 | 195,434,000 | 206,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 32,660,000 | 66,658,000 | 102,544,000 | 137,621,000 |
| Interest expense | 13,425,000 | 27,820,000 | 42,862,000 | 57,116,000 |
| Net interest income | 19,235,000 | 38,838,000 | 59,682,000 | 80,505,000 |
| Noninterest income | 4,370,000 | 9,260,000 | 14,211,000 | 18,827,000 |
| Noninterest expense | 12,936,000 | 26,705,000 | 40,842,000 | 54,684,000 |
| Provision for loan losses | 450,000 | 863,000 | 1,411,000 | 1,804,000 |
| Pretax income | 9,976,000 | 20,242,000 | 31,028,000 | 42,311,000 |
| Income tax | 225,000 | 358,000 | -479,000 | -258,000 |
| Net income | 9,751,000 | 19,884,000 | 31,507,000 | 42,569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 176,925,000 | 172,965,000 | 178,338,000 | 188,526,000 |
| Total capital | 197,696,000 | 194,084,000 | 200,156,000 | 210,951,000 |
| Risk-weighted assets | 1,649,754,000 | 1,677,565,000 | 1,734,262,000 | 1,785,214,000 |