Call reports 2006
PINNACLE BANK — 2006
What PINNACLE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,795,084,000 | 1,826,159,000 | 1,840,374,000 | 1,891,763,000 |
| Total loans | 1,493,113,000 | 1,516,286,000 | 1,524,104,000 | 1,546,361,000 |
| Allowance for loan losses | 31,459,000 | 31,978,000 | 31,596,000 | 31,874,000 |
| Securities available for sale | 208,735,000 | 214,783,000 | 226,432,000 | 212,553,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,542,351,000 | 1,540,766,000 | 1,528,852,000 | 1,621,674,000 |
| Interest-bearing deposits | 1,483,527,000 | 1,484,869,000 | 1,482,034,000 | 1,569,066,000 |
| Noninterest-bearing deposits | 58,824,000 | 55,897,000 | 46,818,000 | 52,608,000 |
| Equity capital | 161,587,000 | 167,029,000 | 179,455,000 | 180,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 27,089,000 | 56,533,000 | 86,924,000 | 117,826,000 |
| Interest expense | 9,585,000 | 20,345,000 | 32,735,000 | 45,263,000 |
| Net interest income | 17,504,000 | 36,188,000 | 54,189,000 | 72,563,000 |
| Noninterest income | 4,053,000 | 8,649,000 | 13,196,000 | 17,644,000 |
| Noninterest expense | 12,435,000 | 24,656,000 | 36,901,000 | 49,029,000 |
| Provision for loan losses | 439,000 | 1,102,000 | 1,685,000 | 2,050,000 |
| Pretax income | 8,298,000 | 18,203,000 | 27,923,000 | 38,110,000 |
| Income tax | 186,000 | 375,000 | 536,000 | -328,000 |
| Net income | 8,112,000 | 17,828,000 | 27,387,000 | 38,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 149,791,000 | 156,150,000 | 165,785,000 | 166,786,000 |
| Total capital | 168,859,000 | 175,475,000 | 185,178,000 | 186,651,000 |
| Risk-weighted assets | 1,513,012,000 | 1,533,353,000 | 1,539,256,000 | 1,577,215,000 |