Call reports 2002
PINNACLE BANK — 2002
What PINNACLE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,449,356,000 | 1,489,778,000 | 1,605,088,000 | 1,605,268,000 |
| Total loans | 1,119,802,000 | 1,160,129,000 | 1,257,213,000 | 1,268,630,000 |
| Allowance for loan losses | 18,726,000 | 19,401,000 | 24,707,000 | 24,754,000 |
| Securities available for sale | 178,312,000 | 191,955,000 | 201,254,000 | 247,198,000 |
| Securities held to maturity | 101,000 | 101,000 | 70,000 | 70,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,263,592,000 | 1,301,172,000 | 1,412,397,000 | 1,409,463,000 |
| Interest-bearing deposits | 1,082,056,000 | 1,249,533,000 | 1,350,945,000 | 1,346,938,000 |
| Noninterest-bearing deposits | 181,536,000 | 51,639,000 | 61,452,000 | 62,525,000 |
| Equity capital | 131,982,000 | 133,901,000 | 140,083,000 | 143,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 22,708,000 | 45,908,000 | 70,763,000 | 95,535,000 |
| Interest expense | 7,822,000 | 15,607,000 | 23,683,000 | 31,219,000 |
| Net interest income | 14,886,000 | 30,301,000 | 47,080,000 | 64,316,000 |
| Noninterest income | 3,496,000 | 7,165,000 | 11,184,000 | 16,012,000 |
| Noninterest expense | 10,000,000 | 20,265,000 | 30,535,000 | 41,826,000 |
| Provision for loan losses | 683,000 | 4,110,000 | 5,435,000 | 6,677,000 |
| Pretax income | 7,700,000 | 13,101,000 | 22,305,000 | 31,849,000 |
| Income tax | 2,777,000 | 4,759,000 | 7,982,000 | 11,276,000 |
| Net income | 4,923,000 | 8,342,000 | 14,323,000 | 20,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 116,214,000 | 117,986,000 | 123,617,000 | 127,331,000 |
| Total capital | 130,730,000 | 132,876,000 | 139,947,000 | 143,864,000 |
| Risk-weighted assets | 1,154,361,000 | 1,184,687,000 | 1,298,046,000 | 1,314,430,000 |