Call reports 2025
DIME COMMERCIAL BANK — 2025
What DIME COMMERCIAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 14,085,196,000 | 14,196,848,000 | 14,528,464,000 | 15,332,384,000 |
| Total loans | 10,871,262,000 | 10,884,489,000 | 10,725,674,000 | 10,760,197,000 |
| Allowance for loan losses | 90,455,000 | 93,189,000 | 94,061,000 | 97,372,000 |
| Securities available for sale | 708,779,000 | 702,261,000 | 661,767,000 | 797,485,000 |
| Securities held to maturity | 631,334,000 | 625,188,000 | 623,094,000 | 618,901,000 |
| Trading assets | 94,150,000 | 87,411,000 | 79,116,000 | 75,042,000 |
| Total deposits | 11,693,991,000 | 11,830,011,000 | 12,152,284,000 | 12,949,436,000 |
| Interest-bearing deposits | 8,282,377,000 | 8,262,172,000 | 8,380,685,000 | 8,879,114,000 |
| Noninterest-bearing deposits | 3,411,614,000 | 3,567,839,000 | 3,771,599,000 | 4,070,322,000 |
| Equity capital | 1,596,888,000 | 1,618,255,000 | 1,640,606,000 | 1,645,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 161,804,000 | 329,292,000 | 504,774,000 | 685,386,000 |
| Interest expense | 63,351,000 | 128,502,000 | 196,345,000 | 260,018,000 |
| Net interest income | 98,453,000 | 200,790,000 | 308,429,000 | 425,368,000 |
| Noninterest income | 9,575,000 | 20,908,000 | 33,022,000 | 44,432,000 |
| Noninterest expense | 65,244,000 | 125,222,000 | 187,132,000 | 251,919,000 |
| Provision for loan losses | 8,762,000 | 16,901,000 | 30,359,000 | 40,941,000 |
| Pretax income | 34,069,000 | 79,679,000 | 124,593,000 | 177,764,000 |
| Income tax | 8,624,000 | 20,547,000 | 34,506,000 | 51,885,000 |
| Net income | 25,445,000 | 59,132,000 | 90,087,000 | 125,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,481,526,000 | 1,502,162,000 | 1,520,335,000 | 1,523,207,000 |
| Total capital | 1,575,030,000 | 1,598,574,000 | 1,617,156,000 | 1,623,196,000 |
| Risk-weighted assets | 10,585,679,000 | 10,613,946,000 | 10,499,583,000 | 10,575,242,000 |