Call reports 2023
DIME COMMERCIAL BANK — 2023
What DIME COMMERCIAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 13,826,566,000 | 13,786,927,000 | 13,635,038,000 | 13,623,362,000 |
| Total loans | 10,734,016,000 | 10,876,786,000 | 10,854,535,000 | 10,783,587,000 |
| Allowance for loan losses | 78,335,000 | 75,646,000 | 72,563,000 | 71,743,000 |
| Securities available for sale | 924,322,000 | 892,216,000 | 867,224,000 | 883,547,000 |
| Securities held to maturity | 605,642,000 | 603,960,000 | 600,291,000 | 594,639,000 |
| Trading assets | 118,010,000 | 133,932,000 | 164,128,000 | 117,341,000 |
| Total deposits | 10,588,514,000 | 10,537,330,000 | 10,671,843,000 | 10,562,589,000 |
| Interest-bearing deposits | 7,447,990,000 | 7,568,077,000 | 7,593,845,000 | 7,585,156,000 |
| Noninterest-bearing deposits | 3,140,524,000 | 2,969,253,000 | 3,077,998,000 | 2,977,433,000 |
| Equity capital | 1,374,862,000 | 1,388,535,000 | 1,371,656,000 | 1,395,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 140,615,000 | 292,626,000 | 450,400,000 | 609,090,000 |
| Interest expense | 52,366,000 | 121,686,000 | 200,495,000 | 282,577,000 |
| Net interest income | 88,249,000 | 170,940,000 | 249,905,000 | 326,513,000 |
| Noninterest income | 10,367,000 | 21,486,000 | 29,633,000 | 38,104,000 |
| Noninterest expense | 47,224,000 | 98,952,000 | 158,119,000 | 211,754,000 |
| Provision for loan losses | -3,631,000 | -2,641,000 | -860,000 | 2,875,000 |
| Pretax income | 53,593,000 | 94,003,000 | 119,843,000 | 147,888,000 |
| Income tax | 14,769,000 | 26,995,000 | 37,714,000 | 48,607,000 |
| Net income | 38,824,000 | 67,008,000 | 82,129,000 | 99,281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,316,995,000 | 1,336,775,000 | 1,322,691,000 | 1,331,676,000 |
| Total capital | 1,398,580,000 | 1,415,573,000 | 1,398,432,000 | 1,406,581,000 |
| Risk-weighted assets | 10,868,083,000 | 10,912,982,000 | 10,699,658,000 | 10,581,505,000 |