Call reports 2020
DIME COMMERCIAL BANK — 2020
What DIME COMMERCIAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 5,060,489,000 | 6,150,352,000 | 6,322,033,000 | 6,433,919,000 |
| Total loans | 3,774,773,000 | 4,630,828,000 | 4,649,473,000 | 4,650,188,000 |
| Allowance for loan losses | 39,215,000 | 43,401,000 | 43,474,000 | 44,200,000 |
| Securities available for sale | 553,278,000 | 537,746,000 | 466,081,000 | 450,360,000 |
| Securities held to maturity | 124,231,000 | 111,307,000 | 100,934,000 | 85,700,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,062,096,000 | 5,082,426,000 | 5,370,526,000 | 5,489,532,000 |
| Interest-bearing deposits | 2,574,183,000 | 2,916,225,000 | 3,122,765,000 | 3,016,526,000 |
| Noninterest-bearing deposits | 1,487,913,000 | 2,166,201,000 | 2,247,761,000 | 2,473,006,000 |
| Equity capital | 565,627,000 | 580,293,000 | 589,337,000 | 596,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 44,602,000 | 90,452,000 | 136,748,000 | 184,232,000 |
| Interest expense | 6,817,000 | 11,100,000 | 15,554,000 | 19,050,000 |
| Net interest income | 37,785,000 | 79,352,000 | 121,194,000 | 165,182,000 |
| Noninterest income | 5,194,000 | 7,413,000 | 10,623,000 | 16,036,000 |
| Noninterest expense | 24,775,000 | 49,114,000 | 77,986,000 | 112,863,000 |
| Provision for loan losses | 5,000,000 | 9,500,000 | 11,000,000 | 11,500,000 |
| Pretax income | 13,189,000 | 28,136,000 | 46,356,000 | 60,380,000 |
| Income tax | 2,935,000 | 6,362,000 | 10,633,000 | 14,965,000 |
| Net income | 10,254,000 | 21,774,000 | 35,723,000 | 45,415,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 471,664,000 | 485,336,000 | 494,492,000 | 503,524,000 |
| Total capital | 508,936,000 | 525,748,000 | 534,959,000 | 544,536,000 |
| Risk-weighted assets | 4,002,355,000 | 3,999,457,000 | 4,047,604,000 | 4,124,119,000 |