Call reports 2016
DIME COMMERCIAL BANK — 2016
What DIME COMMERCIAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 3,912,604,000 | 3,741,370,000 | 3,833,339,000 | 4,054,002,000 |
| Total loans | 2,481,247,000 | 2,524,926,000 | 2,586,267,000 | 2,600,440,000 |
| Allowance for loan losses | 21,799,000 | 22,708,000 | 24,308,000 | 25,904,000 |
| Securities available for sale | 883,626,000 | 627,083,000 | 667,001,000 | 819,722,000 |
| Securities held to maturity | 218,278,000 | 222,058,000 | 227,266,000 | 223,237,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,959,507,000 | 2,854,388,000 | 2,924,315,000 | 2,954,934,000 |
| Interest-bearing deposits | 1,887,548,000 | 1,741,670,000 | 1,810,017,000 | 1,774,741,000 |
| Noninterest-bearing deposits | 1,071,959,000 | 1,112,718,000 | 1,114,298,000 | 1,180,193,000 |
| Equity capital | 425,975,000 | 452,161,000 | 455,494,000 | 474,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 33,607,000 | 68,340,000 | 103,101,000 | 137,716,000 |
| Interest expense | 2,699,000 | 5,364,000 | 7,965,000 | 10,941,000 |
| Net interest income | 30,908,000 | 62,976,000 | 95,136,000 | 126,775,000 |
| Noninterest income | 3,902,000 | 7,759,000 | 11,763,000 | 15,482,000 |
| Noninterest expense | 18,860,000 | 39,114,000 | 58,260,000 | 76,707,000 |
| Provision for loan losses | 1,250,000 | 2,150,000 | 4,150,000 | 5,550,000 |
| Pretax income | 14,766,000 | 29,920,000 | 44,938,000 | 60,449,000 |
| Income tax | 5,168,000 | 10,396,000 | 15,576,000 | 20,921,000 |
| Net income | 9,598,000 | 19,524,000 | 29,362,000 | 39,528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 321,134,000 | 346,488,000 | 351,290,000 | 378,352,000 |
| Total capital | 343,209,000 | 369,472,000 | 375,874,000 | 404,532,000 |
| Risk-weighted assets | 2,760,809,000 | 2,787,283,000 | 2,838,653,000 | 2,890,096,000 |