Call reports 2015
DIME COMMERCIAL BANK — 2015
What DIME COMMERCIAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,286,933,000 | 3,427,761,000 | 3,507,092,000 | 3,781,943,000 |
| Total loans | 1,403,129,000 | 2,265,276,000 | 2,301,317,000 | 2,410,774,000 |
| Allowance for loan losses | 18,260,000 | 18,818,000 | 20,187,000 | 20,744,000 |
| Securities available for sale | 529,998,000 | 619,472,000 | 637,470,000 | 800,203,000 |
| Securities held to maturity | 211,680,000 | 221,756,000 | 220,233,000 | 208,351,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,840,009,000 | 2,784,277,000 | 2,934,728,000 | 2,869,100,000 |
| Interest-bearing deposits | 1,198,411,000 | 1,815,968,000 | 1,859,667,000 | 1,686,743,000 |
| Noninterest-bearing deposits | 641,598,000 | 968,309,000 | 1,075,061,000 | 1,182,357,000 |
| Equity capital | 195,236,000 | 348,975,000 | 405,658,000 | 411,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 20,507,000 | 42,887,000 | 74,631,000 | 106,240,000 |
| Interest expense | 1,471,000 | 3,082,000 | 5,274,000 | 7,503,000 |
| Net interest income | 19,036,000 | 39,805,000 | 69,357,000 | 98,737,000 |
| Noninterest income | 2,786,000 | 5,285,000 | 9,182,000 | 12,563,000 |
| Noninterest expense | 13,266,000 | 35,257,000 | 54,583,000 | 72,703,000 |
| Provision for loan losses | 800,000 | 1,500,000 | 3,000,000 | 4,000,000 |
| Pretax income | 7,746,000 | 8,323,000 | 20,946,000 | 34,589,000 |
| Income tax | 2,752,000 | 2,634,000 | 7,052,000 | 11,712,000 |
| Net income | 4,994,000 | 5,689,000 | 13,894,000 | 22,877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 191,359,000 | 258,022,000 | 312,502,000 | 319,351,000 |
| Total capital | 209,795,000 | 277,116,000 | 332,965,000 | 340,371,000 |
| Risk-weighted assets | 1,658,498,000 | 2,508,987,000 | 2,559,222,000 | 2,690,527,000 |