Call reports 2014
DIME COMMERCIAL BANK — 2014
What DIME COMMERCIAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,112,654,000 | 2,188,673,000 | 2,217,675,000 | 2,288,329,000 |
| Total loans | 1,135,730,000 | 1,200,861,000 | 1,243,560,000 | 1,338,327,000 |
| Allowance for loan losses | 16,369,000 | 16,680,000 | 17,017,000 | 17,637,000 |
| Securities available for sale | 626,732,000 | 629,067,000 | 612,901,000 | 587,184,000 |
| Securities held to maturity | 216,043,000 | 205,062,000 | 209,777,000 | 214,927,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,693,852,000 | 1,757,233,000 | 1,806,708,000 | 1,834,390,000 |
| Interest-bearing deposits | 1,154,924,000 | 1,184,568,000 | 1,197,798,000 | 1,130,650,000 |
| Noninterest-bearing deposits | 538,928,000 | 572,665,000 | 608,910,000 | 703,740,000 |
| Equity capital | 163,727,000 | 182,515,000 | 187,375,000 | 190,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 17,358,000 | 36,088,000 | 55,307,000 | 74,910,000 |
| Interest expense | 1,481,000 | 3,054,000 | 4,570,000 | 6,095,000 |
| Net interest income | 15,877,000 | 33,034,000 | 50,737,000 | 68,815,000 |
| Noninterest income | 1,890,000 | 4,165,000 | 6,689,000 | 9,143,000 |
| Noninterest expense | 14,968,000 | 27,028,000 | 39,074,000 | 52,215,000 |
| Provision for loan losses | 700,000 | 1,200,000 | 1,700,000 | 2,200,000 |
| Pretax income | 987,000 | 7,843,000 | 15,533,000 | 22,453,000 |
| Income tax | 304,000 | 2,594,000 | 5,174,000 | 7,702,000 |
| Net income | 683,000 | 5,249,000 | 10,359,000 | 14,751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 161,826,000 | 176,775,000 | 182,863,000 | 188,820,000 |
| Total capital | 178,370,000 | 193,631,000 | 200,056,000 | 206,633,000 |
| Risk-weighted assets | 1,412,910,000 | 1,464,991,000 | 1,539,099,000 | 1,592,844,000 |