Call reports 2012
DIME COMMERCIAL BANK — 2012
What DIME COMMERCIAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,382,524,000 | 1,399,176,000 | 1,563,219,000 | 1,622,675,000 |
| Total loans | 643,184,000 | 678,532,000 | 732,472,000 | 798,447,000 |
| Allowance for loan losses | 11,316,000 | 13,556,000 | 14,044,000 | 14,439,000 |
| Securities available for sale | 507,011,000 | 449,493,000 | 560,790,000 | 529,070,000 |
| Securities held to maturity | 178,301,000 | 177,922,000 | 212,879,000 | 210,735,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,215,116,000 | 1,238,265,000 | 1,322,547,000 | 1,414,525,000 |
| Interest-bearing deposits | 883,962,000 | 862,756,000 | 902,111,000 | 880,118,000 |
| Noninterest-bearing deposits | 331,154,000 | 375,509,000 | 420,436,000 | 534,407,000 |
| Equity capital | 113,194,000 | 120,700,000 | 124,486,000 | 129,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 13,298,000 | 26,975,000 | 40,682,000 | 54,514,000 |
| Interest expense | 1,557,000 | 3,087,000 | 4,635,000 | 6,190,000 |
| Net interest income | 11,741,000 | 23,888,000 | 36,047,000 | 48,324,000 |
| Noninterest income | 1,656,000 | 3,708,000 | 5,730,000 | 7,924,000 |
| Noninterest expense | 8,183,000 | 16,695,000 | 25,126,000 | 33,596,000 |
| Provision for loan losses | 825,000 | 3,325,000 | 3,925,000 | 5,000,000 |
| Pretax income | 4,661,000 | 9,569,000 | 14,905,000 | 20,299,000 |
| Income tax | 1,479,000 | 3,074,000 | 4,806,000 | 6,546,000 |
| Net income | 3,182,000 | 6,495,000 | 10,099,000 | 13,753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,053,000 | 117,709,000 | 121,654,000 | 127,630,000 |
| Total capital | 119,569,000 | 128,543,000 | 133,633,000 | 140,487,000 |
| Risk-weighted assets | 840,440,000 | 863,992,000 | 956,206,000 | 1,026,933,000 |