Call reports 2010
DIME COMMERCIAL BANK — 2010
What DIME COMMERCIAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 920,390,000 | 969,894,000 | 1,033,606,000 | 1,025,524,000 |
| Total loans | 455,962,000 | 468,664,000 | 480,020,000 | 504,060,000 |
| Allowance for loan losses | 7,032,000 | 7,431,000 | 7,792,000 | 8,497,000 |
| Securities available for sale | 298,859,000 | 303,170,000 | 346,590,000 | 323,539,000 |
| Securities held to maturity | 121,950,000 | 141,233,000 | 147,981,000 | 147,965,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 813,037,000 | 865,369,000 | 930,617,000 | 920,349,000 |
| Interest-bearing deposits | 589,877,000 | 608,564,000 | 675,626,000 | 677,679,000 |
| Noninterest-bearing deposits | 223,160,000 | 256,805,000 | 254,991,000 | 242,670,000 |
| Equity capital | 73,870,000 | 75,713,000 | 78,671,000 | 79,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 10,798,000 | 21,755,000 | 33,132,000 | 44,899,000 |
| Interest expense | 1,626,000 | 3,288,000 | 4,884,000 | 6,375,000 |
| Net interest income | 9,172,000 | 18,467,000 | 28,248,000 | 38,524,000 |
| Noninterest income | 1,310,000 | 2,928,000 | 4,601,000 | 6,130,000 |
| Noninterest expense | 6,591,000 | 13,580,000 | 20,627,000 | 27,836,000 |
| Provision for loan losses | 1,300,000 | 2,000,000 | 2,600,000 | 3,500,000 |
| Pretax income | 3,482,000 | 7,118,000 | 10,925,000 | 14,621,000 |
| Income tax | 1,114,000 | 2,251,000 | 3,442,000 | 4,478,000 |
| Net income | 2,368,000 | 4,867,000 | 7,483,000 | 10,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,722,000 | 71,743,000 | 74,585,000 | 77,470,000 |
| Total capital | 77,719,000 | 78,957,000 | 82,340,000 | 85,514,000 |
| Risk-weighted assets | 559,761,000 | 576,886,000 | 620,339,000 | 643,044,000 |