Call reports 2009
DIME COMMERCIAL BANK — 2009
What DIME COMMERCIAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 811,636,000 | 791,876,000 | 853,228,000 | 894,634,000 |
| Total loans | 441,229,000 | 446,562,000 | 439,317,000 | 448,038,000 |
| Allowance for loan losses | 4,560,000 | 5,023,000 | 5,485,000 | 6,045,000 |
| Securities available for sale | 285,993,000 | 262,277,000 | 291,308,000 | 306,111,000 |
| Securities held to maturity | 40,298,000 | 43,623,000 | 62,534,000 | 77,424,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 713,312,000 | 705,641,000 | 768,567,000 | 801,028,000 |
| Interest-bearing deposits | 522,440,000 | 493,559,000 | 552,313,000 | 581,401,000 |
| Noninterest-bearing deposits | 190,872,000 | 212,082,000 | 216,254,000 | 219,627,000 |
| Equity capital | 52,575,000 | 54,400,000 | 59,874,000 | 71,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 11,023,000 | 21,887,000 | 32,614,000 | 43,367,000 |
| Interest expense | 1,940,000 | 3,875,000 | 5,791,000 | 7,625,000 |
| Net interest income | 9,083,000 | 18,012,000 | 26,823,000 | 35,742,000 |
| Noninterest income | 1,179,000 | 2,575,000 | 4,140,000 | 5,645,000 |
| Noninterest expense | 6,080,000 | 12,520,000 | 18,577,000 | 24,730,000 |
| Provision for loan losses | 900,000 | 2,300,000 | 3,200,000 | 4,150,000 |
| Pretax income | 3,282,000 | 6,296,000 | 9,715,000 | 13,036,000 |
| Income tax | 1,067,000 | 2,052,000 | 3,145,000 | 4,118,000 |
| Net income | 2,215,000 | 4,244,000 | 6,570,000 | 8,918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,222,000 | 51,526,000 | 55,517,000 | 68,146,000 |
| Total capital | 53,901,000 | 56,668,000 | 61,002,000 | 74,191,000 |
| Risk-weighted assets | 528,777,000 | 524,781,000 | 532,171,000 | 554,211,000 |