Call reports 2008
DIME COMMERCIAL BANK — 2008
What DIME COMMERCIAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 654,334,000 | 709,934,000 | 754,940,000 | 837,705,000 |
| Total loans | 387,971,000 | 399,781,000 | 413,193,000 | 429,683,000 |
| Allowance for loan losses | 3,122,000 | 3,324,000 | 3,634,000 | 3,953,000 |
| Securities available for sale | 220,552,000 | 246,697,000 | 260,965,000 | 310,695,000 |
| Securities held to maturity | 5,460,000 | 4,385,000 | 38,540,000 | 43,444,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 579,591,000 | 622,022,000 | 674,351,000 | 663,395,000 |
| Interest-bearing deposits | 368,588,000 | 403,310,000 | 462,133,000 | 477,873,000 |
| Noninterest-bearing deposits | 211,003,000 | 218,712,000 | 212,218,000 | 185,522,000 |
| Equity capital | 49,318,000 | 48,824,000 | 51,326,000 | 53,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 9,170,000 | 18,752,000 | 28,827,000 | 39,620,000 |
| Interest expense | 2,546,000 | 4,794,000 | 7,060,000 | 9,488,000 |
| Net interest income | 6,624,000 | 13,958,000 | 21,767,000 | 30,132,000 |
| Noninterest income | 1,470,000 | 3,055,000 | 4,732,000 | 6,064,000 |
| Noninterest expense | 4,989,000 | 10,140,000 | 15,531,000 | 21,009,000 |
| Provision for loan losses | 200,000 | 525,000 | 1,075,000 | 2,000,000 |
| Pretax income | 2,905,000 | 6,348,000 | 9,893,000 | 13,187,000 |
| Income tax | 935,000 | 2,055,000 | 3,236,000 | 4,338,000 |
| Net income | 1,970,000 | 4,293,000 | 6,657,000 | 8,849,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,896,000 | 49,234,000 | 51,612,000 | 51,359,000 |
| Total capital | 50,137,000 | 52,677,000 | 55,364,000 | 55,431,000 |
| Risk-weighted assets | 464,475,000 | 475,976,000 | 494,855,000 | 525,353,000 |